1125 S Topsail Drive Surf City, NC $ 849,000
1125 S Topsail Drive
$ 849,000
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1125 S Topsail Drive

Surf City, NC, 28445
$ 849,000
Bedrooms4 Baths3.0 Sq 1,810

Monthly Estimate*

$ 5,864

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Single Family Home for sale in Surf City, NC

for $849,000 with 4 bedrooms and 3 full baths. This 1,810 square foot home was built in 2003 on a lot size of 0.14.

Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

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Single Family Active

Price

$ 849,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Traditional, Transitional

Lot Size

0.14

Year Built

2003

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

10157431

Features
General
Sewer Public Sewer
Heating Central Electric Heat Pump
Cooling Ceiling Fan(s) Central Air Dual Electric
Utilities Electricity Connected Sewer Connected Water Connected
Roof Architectural Shingle
Appliances Convection Oven Dishwasher Disposal Dryer Electric Range Electric Water Heater Ice Maker Microwave Oven Refrigerator Self Cleaning Oven Washer
Patio/Porch Features Covered Deck Front Porch Patio Rear Porch
Architectural Style Traditional Transitional
Pool Features Fiberglass Filtered In Ground Outdoor Pool Pool Cover Salt Water
Construction Materials Shake Siding Vinyl Siding
Year Built 2003
View Beach Ocean Water
Stories Count 3
Levels Three Or More
Property Subtype Single Family Residence
Community Features None
County Pender
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Horse Hammock Beach
Garage Y/N false
Total Rooms 7
Full Baths 3
Status Active
Directions From NC-210/NC-50/Surf City Bridge cross bridge Keep right to continue toward S. Topsail Dr. Merge onto S. Topsail Dr. Home will be on the right. Welcome!
High School Pender County Schools
City Surf City
Senior Community Y/N false
Lot Size Units Acres
Lot Size Square Feet 6098.4
Elementary School Pender County Schools
Tax Annual Amount 4865.41
Middle/Junior High School Pender County Schools
Virtual Tour https://www.zillow.com/view-imx/26fa5e08-16e4-4954-92d5-90d6637662ff?wl=true&setAttribution=mls&initialViewType=pano
Structure Type House Site Built
Standard Status Active
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Interior
Interior Amenities Bathtub/Shower Combination Cathedral Ceiling(s) Ceiling Fan(s) Double Vanity Eat-in Kitchen Entrance Foyer High Ceilings High Speed Internet Kitchen Island Open Floorplan Pantry Quartz Counters Smart Thermostat Storage Vaulted Ceiling(s) Walk-In Closet(s) Walk-In Shower Whirlpool Tub
Flooring Carpet Luxury Vinyl Tile
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows Drapes Screens Window Treatments
Fireplace Y/N false
Above Grade Finished Area 1810
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 3
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Exterior
Exterior Amenities Balcony Fenced Yard Outdoor Shower Rain Gutters
Fencing Back Yard Fenced Gate Wood
Parking Features Additional Parking Carport Concrete Driveway On Site Outside
Lot Features Back Yard Cleared Few Trees Flood Plains Front Yard Landscaped Level Rectangular Lot Views Sound Side Water View
Water Source Public
Lot Size Area 0.14
Foundation Details Pillar/Post/Pier
Spa false
Building Area Total 1810
Lot Size Acres 0.14
Door Features Sliding Doors
Horse Y/N false
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* Excluded Features
List By
Erica Anderson

Listing Agent

Team Anderson Realty

Broker

Erica@TeamAndersonRealty.com

Email

Affordability Calculator

$5,864
Per Month
100%
0%
0%
Monthly Principal & Interest
$5,864
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3332480 Elementary School
3332485 Middle School
Pender County Schools High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2026$849,000 Listed Price

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1125 S Topsail Drive, Surf City, NC, 28445 is a Single Family Home for sale at $849,000 with 1,810 sqft and a lot size of 0.14. 1125 S Topsail Drive has 4 bedrooms, 3.0 baths, and was built in 2003. The property's zip code is 28445 which is in Surf City, NC