1125 S Topsail Drive
Surf City, NC, 28445 $ 849,000
Bedrooms4 Baths3.0 Sq 1,810 Monthly Estimate*
$ 5,864
for $849,000 with 4 bedrooms and 3 full baths. This 1,810 square foot home was built in 2003 on a lot size of 0.14.
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.
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Single Family ActiveTraditional, Transitional
FeaturesGeneralSewer Public Sewer
Heating Central Electric Heat Pump
Cooling Central Air Ceiling Fan(s) Dual Electric
Utilities Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Convection Oven Dryer Disposal Dishwasher Electric Range Electric Water Heater Ice Maker Microwave Oven Refrigerator Self Cleaning Oven Washer
Patio/Porch Features Covered Deck Front Porch Patio Rear Porch
Architectural Style Traditional Transitional
Pool Features Fiberglass Filtered In Ground Outdoor Pool Pool Cover Salt Water
Construction Materials Shake Siding Vinyl Siding
Year Built 2003
View Beach Ocean Water
Stories Count 3
Levels Three Or More
Property Subtype Single Family Residence
Community Features None
Accessibility No
County Pender
New Construction false
Property Type Residential
HOA false
Subdivision Name Horse Hammock Beach
Garage Y/N false
Total Rooms 7
Full Baths 3
Status Active
Directions From NC-210/NC-50/Surf City Bridge cross bridge Keep right to continue toward S. Topsail Dr. Merge onto S. Topsail Dr. Home will be on the right. Welcome!
High School Pender County Schools
City Surf City
Senior Community Y/N false
Lot Size Units Acres
Lot Size Square Feet 6098.4
Elementary School Pender County Schools
Tax Annual Amount 4865.41
Middle/Junior High School Pender County Schools
Virtual Tour https://www.zillow.com/view-imx/26fa5e08-16e4-4954-92d5-90d6637662ff?wl=true&setAttribution=mls&initialViewType=pano
Structure Type House Site Built
Standard Status Active
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InteriorInterior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Double Vanity Entrance Foyer Eat-in Kitchen High Ceilings High Speed Internet Kitchen Island Open Floorplan Pantry Smart Thermostat Storage Vaulted Ceiling(s) Walk-in Closet(s) Whirlpool Tub Bathtub/Shower Combination Walk-in Shower Quartz Counters Other
Flooring Carpet Luxury Vinyl Tile
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Drapes Double Pane Windows Screens Window Treatments
Fireplace Y/N false
Above Grade Finished Area 1810
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 3
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ExteriorExterior Amenities Balcony Outdoor Shower Rain Gutters Fenced Yard
Fencing Back Yard Fenced Gate Wood
Parking Features Additional Parking Carport Concrete Driveway On Site Outside
Lot Features Back Yard Cleared Few Trees Front Yard Landscaped Level Rectangular Lot Views Flood Plains Sound Side
Water Source Public
Lot Size Area 0.14
Foundation Details Pillar/Post/Pier
Spa false
Building Area Total 1810
Lot Size Acres 0.14
Door Features Sliding Doors
Horse Y/N false
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* Excluded FeaturesList ByErica AndersonListing Agent
Team Anderson RealtyBroker
Erica@TeamAndersonRealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,864
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Surf City, NC
Average List Price $1,055,095
Percent of Sale Price 24%
About Surf City, NC 2,288 Population
45% Since 2002
$ 63,110 Median Income
44.02 Median Age
12% Households with Children
Trends Information provided by ATTOM Data Solutions.
3332480 Elementary School
3332485 Middle School
Pender County Schools High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/19/2026 | $849,000 | | Listed Price |