4034 Oak Valley Drive
Stem, NC, 27581 $ 345,000
Bedrooms3 Baths2.0 Sq 1,520 Monthly Estimate*
$ 2,383
for $345,000 with 3 bedrooms and 2 full baths. This 1,520 square foot home was built in 1991 on a lot size of 0.9.
**UP TO $10,000 IN SELLER AND LENDER PAID CLOSING COSTS AVAILABLE! Don't miss this incredible opportunity to save thousands on your home purchase. This home is already priced $10,000 below a recent appraisal, giving you instant value from day one. Plus, qualified buyers may receive up to $10,000 in seller and lender paid closing costs (with preferred lender, Patrick Bayley, Mutual of Omaha Mortgage, NMLS #68956), making homeownership even more affordable. With exceptional value and significant savings, this is an opportunity you won't want to pass up! This beautifully updated 3-bedroom, 2-bath home, perfectly situated on a private 0.9-acre lot that offers the space and freedom you've been searching for. Fresh interior paint and luxury vinyl plank flooring create a stylish, move-in-ready interior, while the convenient main-level primary suite provides comfortable everyday living. The kitchen is designed to impress with granite countertops, upgraded stainless steel appliances, abundant cabinetry, and a bright breakfast nook. Gather with family and friends in the inviting family room featuring a cozy fireplace with custom built-ins, or host memorable dinners in the formal dining room. Step outside and enjoy your own backyard retreat with a covered front porch, an expansive rear deck, and a fully fenced yard that's perfect for entertaining, pets, gardening, or simply relaxing. The powered workshop and attached storage room offer endless possibilities for hobbies, projects, a home gym, or extra storage. A recently pressure-washed deck, freshly painted shed, and refrigerator that conveys add even more value. With minimal HOA restrictions and just a $150 annual road maintenance fee, you'll enjoy the flexibility to truly make this property your own. Offering the perfect combination of updates, privacy, and exceptional value, this home is ready to welcome its next owners.
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FeaturesGeneralSewer Septic Tank
Heating Electric Fireplace(s)
Cooling Central Air
Roof Asphalt
HOA Fee 12.5
Association Fee Includes Road Maintenance
Patio/Porch Features Deck Front Porch
Architectural Style Cottage
Construction Materials Vinyl Siding
Year Built 1991
Stories Count 1
Levels Two
Property Subtype Single Family Residence
Accessibility No
Assoc Fee Paid Per Annually
County Granville
New Construction false
Property Type Residential
HOA true
Subdivision Name Oak Valley Farms
Garage Y/N false
Other Structures Storage Workshop
Total Rooms 7
Full Baths 2
Status Active
Directions From Stem turn right on Old Oxford Hwy. Turn right on Oak Valley Drive. Home is on the left.
High School Granville - Granville Central
City Stem
Senior Community Y/N false
Lot Size Units Acres
Lot Size Square Feet 39204
Elementary School Granville - West Oxford Elementary
Tax Annual Amount 2317.21
Middle/Junior High School Granville - Granville Central Middle School
Virtual Tour https://drive.google.com/file/d/188vDCxgKrbBM_Ajj1fTQjhCfA8P2vyDL/view?usp=sharing
Structure Type Site Built
Standard Status Active
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InteriorFlooring Luxury Vinyl
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1520
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
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ExteriorFencing Back Yard Chain Link
Water Source Well
Lot Size Area 0.9
Foundation Details Brick/Mortar
Building Area Total 1520
Lot Size Acres 0.9
Road Surface Type Gravel
Road Frontage Type Private Road
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* Excluded FeaturesList ByTerry CarpenterListing Agent
Coldwell Banker HpwBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,383
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Stem, NC
Average List Price $375,544
Percent of Sale Price 9%
About Stem, NC 694 Population
45% Since 2002
$ 55,660 Median Income
42.34 Median Age
37% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Granville - Granville Central High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/20/2026 | $345,000 | -1.29% | Price Down |
| 10/6/2026 | $349,500 | | Listed Price |